IRS Confirms $1,390 Inflation Relief Payments—Here’s Who Qualifies and When

Relief is on the way. The IRS has officially confirmed $1,390 direct payments to help Americans cope with rising costs. With inflation still squeezing household budgets, this financial boost couldn’t come at a better time.

Starting in November 2025, the IRS will begin distributing $1,390 inflation relief payments to eligible Americans. The goal: help families cover essentials like food, rent, and utilities as prices remain high.

Who qualifies?

• Single filers earning under $75,000/year will receive the full amount.
• Married couples filing jointly must earn below a higher threshold (exact figure pending).
• Social Security, SSDI, and SSI recipients also qualify—no action needed.

The IRS will use data from 2024 tax returns to determine eligibility. If your return was filed on time, you’re likely already in the system. No separate application is required.

How will payments be sent?

• Direct deposit is the fastest method. Most recipients will see funds in their bank accounts within 3–5 business days of disbursement.
• Those without direct deposit info on file will receive paper checks by mail, which may take longer.

To track your payment, use the IRS “Get My Payment” tool. You’ll need your Social Security number and filing status. It’s also smart to double-check that your banking details are up to date to avoid delays.

This isn’t another round of stimulus checks—it’s a targeted relief effort aimed at easing inflation’s impact. The timing, just ahead of the holiday season, offers much-needed breathing room for millions of households.

If you’re eligible, there’s nothing you need to do—just keep an eye on your bank account this November. The IRS is making it easy to get the help you deserve.