Currently, many young people are facing various challenges while searching for jobs. As a result, many are turning toward starting their own businesses. However, starting a business requires a significant amount of capital. To address this issue, the central government has stepped forward. The Modi government has introduced the ‘Pradhan Mantri Swanidhi Yojana’ (PM Svanidhi Yojana) with the general public in mind. Through this scheme, it is possible to obtain loans ranging from ₹10,000 to ₹50,000 in a short time.
The purpose of the Pradhan Mantri Swanidhi Yojana is to provide financial assistance to small business owners, especially those who wish to restart their businesses after the pandemic. Under this scheme, applicants will receive a subsidy of 35% in rural areas and 25% in urban areas. Through this initiative, young entrepreneurs can fulfill their dream of starting a business and contribute to the country’s economy. The most significant aspect is that to avail of this loan, all you need is an Aadhar card. How can you get a loan through your Aadhar card? Read this article till the end to find out.
To apply for the Pradhan Mantri Swanidhi Yojana, you need to follow a few simple steps:
1. First, visit the official website of PM Swanidhi Yojana.
2. Click on the “Apply LoR cum Loan” option.
3. Then, enter your mobile number and fill in the captcha code. You will receive an OTP, which needs to be verified.
4. If you have an Aadhar card, click on the “YES” option.
5. Once the Aadhar card verification is completed, fill out the application form and upload the required documents.
6. After submitting the application form, the branch you selected will contact you with all the loan-related details.
– Aadhar Card
– Passport-sized photo
– Copy of the last 6 months’ bank statement
– Permanent resident certificate
– Photocopy of PAN card
– Bank details
– Income certificate
This scheme is a golden opportunity for aspiring entrepreneurs to take a step forward in business and contribute to India’s economic growth.
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